None of us like thinking about our demise- fear of the unknown and no longer being with our friends and family is never a nice thing to consider. However, something that each and every one of us needs to accept is that one day we won’t be around any more, and that the world will keep turning without us in it. Making arrangements for after our death can be strangely reassuring, and can give us peace of mind that everything will be handled the way we want it to be and that our family will be ok. Here are some of the things you can think about and put in place, just to be on the safe side. Once it’s done, there’s no need to think about it again and you can get on with enjoying your life!
Decide on organ donation
Do you want to donate your organs when you die? If so, you can easily sign up to the register online, including or excluding whichever you like. New technology is making it easier than ever to ensure that organs are used correctly after death- there’s more here on this. But it’s worth making it known if you get the chance- at the very least, let your loved ones know your thoughts on whether or not you’d like to donate your organs and tissues once you pass away.
Get life insurance
If you have a family who you support financially, it can be a worry wondering how they would get by if you passed away. Life insurance is a proactive way that you can get around this worry, for a small payment each month they can get a payout in the event of your death. Things like mortgage life cover will pay off your mortgage if you pass away, meaning your spouse isn’t at risk of losing the home. Once it’s all set up, the direct debit will come out of your account each month and you don’t need to think any more into it.
Make funeral arrangements
If you have specific ideas about what you would like to happen after you die, it can be worth putting this into writing in some form. Perhaps you want a religious funeral, or maybe you specifically don’t want any religion mentioned. Would you prefer to be buried close to relatives, or cremated and have your ashes sprinkled somewhere in particular? You might even have ideas for songs you’d like to be played. If you’ve taken out life insurance then often, some funds from this can be used to pay for a funeral. Otherwise, you might want to include your funeral costs in your will, so whoever inherits your money or estate can recoup the costs. You can also take out funeral insurance if you’re over a certain age (it will depend on the company) so that everything is covered once you pass away.
Write a will
Speaking of a will, this is something that’s well worth considering. If you own a substantial amount of money, possessions or property then a will allows you to decide how this will be split up. Without one, it will be down to the state that you live in to split things up as they see fit. If you have certain people or charities that you want to include then a will allows you to do so, and your money gets distributed in the way that you choose.